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How to find transaction ID for IMPS/UPI transactions?

Transaction ID is the unique set of numbers for each transaction, Provided by the banks after every transaction to identify each transaction within banking systems.

  • IMPS/UPI Transaction ID Format:

    • The correct transaction ID for IMPS/UPI is always of 12 Digits.

    • The correct transaction ID is always mentioned in the Bank Account Statement respective to the deposit transaction.

    • Also note that, The first 4 Digits of the Transaction ID resembles the last digit of the year, followed by the number of the day in the year.

    • IE = For 31st December 2018, Transaction ID will start with 8365XXXXXXXX.
      Similarly, for 1st January 2019, Transaction ID will start with 9001XXXXXXXX.

    • In some cases, it may be called as UTR number or Reference Number.

    • Below are few Screenshots where correct Transaction ID can be located.
  • PhonePe -

  • Google Pay/Tez -

  • Online Banking/Mobile Banking (IMPS) -

  • NEFT/RTGS Format:

    • It may vary bank to bank
    • In case of NEFT/RTGS Transfers, You may enter the transaction ID mentioned in the text you receive from banks.